Living On A Budget – Shopping for Yellow Labels

Hello and welcome back to my blog!


In this post I will be talking about one of my favourite things to buy and that is yellow label reductions!

So if you want to know ways in which you can bring down the price of you monthly shopping bill by shopping around more for these amazing reductions, then keep reading. As I explain all.

What are yellow label reductions?

A yellow label reduction is simply food that has been reduced down in price, this food can be near its use by or sell by date, and also stock that is being delisted. There is nothing wrong with this food as such; it just means that the supermarkets are not allowed to sale out of date products.

Before I started my frugal lifestyle I very rarely bought food that was reduced in price or on that date because I always worried that the food would magically go off and would be inedible. But that is not the case! Keep reading as I give you tips and where to get these reductions

Best shops for yellow label reductions:

All supermarkets will reduce their on the date food, sometimes the reductions are not worth buying as it is less than 20%. But other times the stores reduce their items down by 25%, 50% or even 75% off the original price. I once saw 25 chickens being reduced by 75% because that store over ordered and they needed to get rid of them, I bought 4 chickens and put them in my freezer. This cost me less than £5!

However, I do have my top 3 supermarkets that I often visit because of their reductions. In all 3 of these shops I have seen a variety of food reduced down by a maximum of 75%. Their reductions are even better if they have stock that is being delisted (not being sold any more), as they need to get rid of this to make room for the new stock. So shop around, go to the end of aisle and reduction bays as you can find some great finds.

And here are my top 3 favourite stores for yellow label reductions!

  • Co-op
  • ASDA
  • Sainsbury’s

Remember to take the time to look for your amazing bargains!

 ‘DISCLAIMER’ you may not find anything whilst looking for reductions. It depends on what the store has going out of stock or date. So don’t be disheartened, keep looking!

What is the best time to shop for reductions?

Many supermarkets have different times of the day that they reduce their food down by.

For example if someone is reducing a chicken that is dated the next day, they may reduce it by 25%. But if someone is reducing a chicken down that runs out of date on that day, they may reduce it down by 50%-75%. It depends entirely on that store.

But I recommend shopping from Midday onwards; there are also some amazing late night reductions before 9pm. This is the time that most stores start to remove the out of date stock, so they reduce it down to as low as possible. I was once in ASDA at around 9pm and they were reducing their bread down to 15p per loaf! That’s nothing!

Check out this article by the Sun as they give a very detailed explanation about each stores reduction times etc.

What are the best things to buy with a yellow label on?

It may be tempting to buy everything with a yellow label on, but you need to think logically. There is no point buying 5 tubs of nearly out of date cream if you’re not going to use it.

So I recommend buying anything that you can cook a few meals with, also anything that you can use over the next few days.

My family’s rule of thumb is if you see any meat reduced buy it! It has helped us save so much money by shopping this way. You can buy mince meat, chicken, steak and much more that can be put into the freezer for up to a month after the use by date. Bulk buying reduced meat is a great way to save money as meat can be expensive. But only buy what you need, plan your week / month to see what you actually need.

You can also buy fresh fruit and vegetables but they need to eaten within at least 3 days maximum of 4! I often buy bags of potatoes and other vegetables so that I can still prepare nutritious meals even on a budget.

I bought this fruit on sale! It only cost me £2.50!

Should I be worried about eating the food after the best before or use by dates?

There is no right way to answer this; there are many reports online that talk about how it is okay to eat food that is after its use by date. Have a quick read of this article by the Telegraph, as they explain why it is okay to eat food after the use by dates.

And there are reports that say it isn’t best to eat food after its use by date. Such as this NHS article, this article explains perhaps why you shouldn’t eat food after its use by or sale by date.

I have been buying yellow label reductions and eating food up to 5 days after it has passed its shelf life and I can honestly say it has never affected me. You just need to use your senses. If it doesn’t look nice, smells bad and doesn’t fell right then don’t eat it. If you bought a cheap pint of milk that is curdling do not drink it! Use your judgment, especially when it comes to fresh fruit and vegetables. Be sensible, a cucumber that you bought 4 days ago isn’t going to be that fresh.

I hope that this post has made you more willing to buy food that isn’t at its best. We waste so much food in the UK because of the scary use by date, but buy living more frugally we can change this. Not only does it help the environment it is also going to help you save money.

What is the best item you bought that had a yellow label?

Make sure you follow me on social media, I post money saving tips, meal prep idea and so much more.

Instagram

Twitter

Pinterest

Advertisement

Paid online surveys apps (Side Hustle)

Hello and welcome back to my blog.

In this post I will be talking about paid online survey apps that I use for my side hustle income.

Not sure what a side hustle is? Check out my post from yesterday where I explain all.

Why do I use online survey apps?

I use online survey apps to earn some extra money that I can add towards my moving house savings.

I do online surveys at different times throughout my day, I even do some whilst I’m at work on my break. For me its an easier way to earn extra cash whilst going about my everyday life.

Survey apps that I use:

I use many different apps, in fact I have 21 apps downloaded on my phone to help me earn extra money. I know a bit excessive!

But some of these apps take too long to earn a decent amount of money for me to be able to cash out. So I made a list on my top 5 apps that I use daily and that allows me to cash out after only earning a couple of pounds.

I have added links so that you can check them out if you wish. I have never had to pay a penny to use any of these companies for downloading them. They pay you by transferring the money into a PayPal account, so if you do not have one I would get one as you need it in order to be paid.

The downside of survey apps:

Unfortunately, with every good point about survey apps there are some bad points.

A lot of these apps can decline you from taking part in surveys, it took me a few weeks to even be accepted for a survey. But I stuck with it and now I am earning more money then ever. My advise would be check in a few times a day, when you first download the apps and you will start to get accepted.

If you rush through the questions in the survey it will decline you as well, take a little bit of time when answering the questions as they do monitor the way you answer.

There may be times when your job title, age, gender, spending habits etc may not be what that survey requires. So they will decline you, but do not worry the app will update itself and will make sure that in future it asks you questions related to your life.

Is it worth doing paid surveys?

I love doing paid surveys, on my nights off I sit with a glass of wine, whilst watching TV and I answer some question whilst relaxing. Sometimes I do them for a few hours and other times I only do an hour a day. For me it is worth spending the time doing them as its extra money towards my house deposit savings.

‘DISCLAIMER’ you are not going to earn hundreds of pounds doing these paid surveys as some websites suggest. Most apps/sites pay 50p to £1 per survey, depending on the length you can earn much more. In a month I can earn an extra £50 -£100 depending on how much time I have invested completing them.

So if online paid surveys sound like something you would like to try, click on the links attached to each app and download them and give them a go! What have you got to loose?

I hope this post has explained a little bit more about how I use surveys to help me save money.

As always if you have any questions please ask 🙂

Make sure you follow me on social media as I often post about my earnings and any new apps that I have found and like.

Instagram

Twitter

Pinterest

Hannah xxx

What are Side Hustles? Find out how they can change the way you save.

Hello and welcome back to my blog!

Have you ever heard the term Side Hustle? Not sure what it means?

If you are paying of debt or saving for something special and you need that extra bit of cash to help side hustles may be the thing you need. Keep reading this post as I explain all about side hustles and why I love them so much.

What does Side Hustle mean?

A side hustle is any earnings made outside of your everyday employment.

If you do the occasional babysitting along side your everyday job. And you earn money,this is classed as your side hustle as its not a regular income, its a job you do on the side.

Having a side hustle is a great way to gain an extra income, I have had a side hustle for 3- 6 months and I love it. Any money I earn I put into my savings as well as the money from my day to day income.

What are Side Hustles?

Side hustles can be anything, from picking up extra hours at work, to even getting a second job. I have made a list of the most common side hustles.

  • Babysitting
  • Cleaning
  • Reselling (Ebay and online)
  • Extra hours at work
  • A second Job
  • Paid online Surveys

There are many more out there that you can do.

For my side hustle I complete online paid surveys and I also do reselling on Ebay.

I have downloaded many apps for my side hustle, I check in every day and answer questions. Sometimes I only earn £5 a day but other times I earn £20 a day. Online surveys is a great side hustle for people that may not have time to invest in another job eg stay at home parents.

How can I use them to save more money?

So your probably wondering how you can use your side hustles to save more money or even pay of debt. Any money you earn, even if its only £10 put that towards your debt payment, or save it. The choice is yours. Whatever your goals are use this extra money as a way get closer to reaching your financial goals.

What is the best Side hustle for me?

As you can see there are lots of different side hustles you can do. But you need to pick something you can invest some time in. I was worried that doing a side hustle would get in the way of my job.But on my days off when I am at home I sit for a few hours with a cup of tea and biscuits and answer some surveys. When I do reselling on Ebay I only list and source items on my days off, as it shouldn’t effect your everyday job.

When deciding on what to choose for your side hustle I would first start with selling any items that you have at home, that you no longer use. This is where most people make extra money from selling there unwanted items. Do you have a pretty dress in your wardrobe that you have never worn? Sell it!

When I first learnt about side hustles, I decided to sell most of my wardrobe. My wardrobe was a mess, I had so many clothes that i did not wear and they were just hanging there collecting dust. In my first month selling all my unwanted clothes, handbags and shoes I made £150. Which was a real shock! That money went straight into my savings.

Are side hustles for me?

If you have spare time to invest in a side hustle I would really recommend having one. Its a really great way to earn some extra money on your days off or in your spare time. Since starting my side hustle I have made and extra £300, this money has really helped me get closer and closer to my goals. Even though you want to pay of your debt or save quickly, you still need to rest, so take your time with a side hustle. Do not rush it, do not burn yourself out.

I hope that this post gives you a better understanding of side hustles and how you can use them to achieve your financial goals.

If you have any questions please ask 🙂

Don’t forget to follow me on social media where I post tips and updates about my budgeting journey.

Instagram

Twitter

Pinterest

Hannah xxx