Sinking Funds- What are they?

In the post I talk about the wonderful world of sinking funds. I explain how they can save you money throughout the year without you even realising it!

All you need to know about the cash envelope system!

In this post I tell you all about how I use cash envelopes in my budget and why I love them so much.

My Budgeting Journey So Far.

Before I share the tips and tricks that I have learnt, I thought it would be best if I spoke a little bit more about my journey. A quick disclaimer! I am not a professional budgeting expert or money saving expert, everything I do I have learnt along the way by myself or have had